Nutzungsbedingungen

1. Allgemein

These Terms constitute a legally binding agreement between you ("User", "you") and Fest Sparhaltnis ("Operator", "we", "us"), the owner and operator of the website at https://festsparhaltnis.com.

Die Website dient als Informations- und Marketingplattform, die Nutzer mit Drittanbieter-Handelsdienstleistern („Advertisers") verbindet. Der Betreiber selbst erbringt keine Finanz-, Anlage- oder Handelsdienstleistungen.

1.3 The operator reserves the right to modify these terms at any time. Continued use of the website following any changes constitutes your acceptance of the revised terms. We recommend checking this page regularly.

1.4 For questions about these terms, contact us at: support@festsparhaltnis.com

2. Berechtigung

By using this website, you confirm that you are at least 18 years old, or have reached the legal age of majority in your jurisdiction, whichever is greater.

2.2 You confirm that you are legally permitted to access and use the Website under the laws of your country of residence.

2.3 The website may not be available or legally accessible in all jurisdictions. It is your sole responsibility to ensure that your use of the website complies with all applicable local laws and regulations.

2.4 The Operator reserves the right to restrict access to the website in certain countries at its sole discretion, including where required by law or regulatory directive.

3. Natur der Website

This website operates solely as a digital marketing and information platform. Users may submit enquiries and express interest in services offered by third-party advertisers.

The operator acts solely as an intermediary, providing the infrastructure to connect users with advertisers. The operator does not directly provide any financial, investment, or trading services.

3.3 Any services, agreements, or transactions arising from a user's interaction with an advertiser are governed solely by that advertiser's terms and conditions. The operator accepts no responsibility for such services or agreements.

3.4 This website is not a financial platform, brokerage, exchange, or investment advisory service. Nothing on this website constitutes a solicitation or offer to buy or sell any financial instrument.

4. Keine Finanzberatung

All content published on this website is provided for informational and promotional purposes only. It does not constitute financial, investment, legal, or tax advice.

The operator makes no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any information published on the website.

4.3 Any performance results, testimonials, or examples displayed on this website represent individual cases and do not guarantee similar outcomes for other users. Past performance is not an indicator of future results.

4.4 Before making any financial decision, consult a qualified, licensed financial adviser who is familiar with your individual circumstances.

5. Kontoregistrierung

Certain website features require account registration. To register, you must provide personal information, including your full name, email address, and phone number.

5.2 You are required to provide accurate, current, and complete information during registration and to keep your account details up to date at all times.

5.3 You may maintain only one active account. Creating multiple accounts is strictly prohibited and may result in the immediate suspension or permanent termination of all associated accounts.

Sie sind allein verantwortlich für die Vertraulichkeit Ihrer Anmeldedaten. Der Betreiber haftet nicht für Verluste oder Schäden, die aus einem unbefugten Zugriff auf Ihr Konto entstehen, sofern dieser auf eine unzureichende Sicherung Ihrer Anmeldedaten durch Sie zurückzuführen ist.

5.5 You must notify the operator immediately upon becoming aware of any unauthorised use of your account.

6. Untersagte Aktivitäten

Any violation of these prohibitions may result in the immediate suspension or termination of your account and may expose you to civil or criminal liability.

7. Geistiges Eigentum

All content, design elements, logos, trademarks, software, and underlying code on this website are either owned by the operator or used under a valid licence.

Users are granted a limited, non-exclusive, non-transferable licence to access and use the website solely for personal, non-commercial purposes.

You may not copy, edit, distribute, sell, or otherwise use any content or materials from this website for commercial purposes without the prior written consent of the operator.

Unauthorised use of the Operator's intellectual property may result in legal action.

8. Services und Links von Drittanbietern

8.1 The website may contain links to third-party websites, platforms, or services. These links are provided for convenience only and do not constitute an endorsement or recommendation by the operator.

8.2 The operator has no control over the content, accuracy, privacy practices, or availability of third-party websites or services, and accepts no responsibility for them.

Any purchases, agreements, or services made through third-party advertisers are solely between you and the relevant advertiser. The operator is not a party to any such arrangements.

8.4 The website may use third-party software, analytics, and tracking tools. Occasional service interruptions or delays caused by these third parties are outside the operator's control.

9. Datenschutz und Datensicherheit

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at Datenschutzrichtlinie.

By submitting your personal data via this website, you consent to its use as described in our Privacy Policy, including sharing it with advertisers to respond to your enquiry.

The operator processes personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR) where applicable.

9.4 If you believe your data has been used inappropriately, you must notify the operator immediately at support@festsparhaltnis.com and cooperate fully with any subsequent investigation.

10. Haftungsbeschränkung

10.1 The website and all its content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied.

10.3 Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

11. Freistellung von Haftung

12. Anwendbares Recht und Streitbeilegung

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which the Operator is registered, excluding its conflict of laws provisions.

12.2 Any disputes arising from or related to these Terms are subject to the exclusive jurisdiction of the competent courts in the country where the Operator is domiciled.

Where required by applicable local law, disputes may alternatively be resolved by the courts of the country in which the user resides.

12.4 Falls eine Bestimmung dieser Bedingungen ungültig oder nicht durchsetzbar ist, bleiben alle übrigen Bestimmungen uneingeschränkt in Kraft.

13. Sonstiges

These Terms, together with the Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and the Operator regarding your use of the Website.

The Operator's failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

13.3 The Operator may assign its rights and obligations under these Terms without your consent. You may not assign your rights under these Terms without the Operator's prior written consent.

All electronic communications sent to the operator constitute valid and legally binding correspondence.

13.5 These Terms are available in de and may be translated for reference purposes. In the event of any discrepancy between the English version and a translated version, the English version prevails.